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Fixed Income Solutions

Predictable Returns. Protected Capital.

In a world of market volatility, fixed income isn't boring — it's strategic. We curate bonds, corporate FDs, and structured debt across credit quality and duration.

🛡️ Capital Protection
Predictable Cashflows
🧾 Tax-Efficient Structures
Curated Credit Quality
Instruments We Curate

Beyond savings accounts.

We access institutional-grade fixed income instruments unavailable through bank branches or online platforms.

Government Securities & SDL

Sovereign-backed securities with zero credit risk. Ideal for risk-averse HNIs seeking stability and predictable long-term income with tax efficiency for non-residents.

6–7.5% Typical Yield
Zero Credit Risk

Corporate Bonds & NCDs

Rated AA and above corporate debentures from established issuers — higher yields than FDs with listed liquidity and periodic coupon income.

7.5–9% Typical Yield
AA Min Rating

Corporate Fixed Deposits

Select, CRISIL-rated corporate FDs from NBFCs and HFCs offering 50-100bps premium over bank FDs with DICGC-equivalent security where applicable.

6.5–8% Typical Yield
AA Min Rating

Structured Debt & Securitisation

Asset-backed instruments and structured credit products with senior tranches providing capital protection - for sophisticated investors seeking non-correlated yield.

10–12% Typical Yield
Senior Tranche Priority
Why Fixed Income with BARS Wealth

We don't just park money. We structure it.

Curated Credit Quality

We prioritise AA-rated and above instruments, backed by independent credit research - not issuer relationships

Duration Matching

We match fixed income duration to your liquidity needs — near-term obligations get short-duration instruments, long-term wealth gets a laddered bond portfolio.

Tax Efficiency

We structure debt allocations to minimise tax drag - optimising between listed bonds, tax-free bonds where eligible, and DTAA benefits for NRI investors.